For years homeowners have been sold mortgages with excessive fees, misleading rate promises, faulty underwriting and broker fabricated documents. This is especially true, but not limited to teaser adjustable rate mortgages, stated income loans and even full doc. loans. As a result, millions of homeowners are overpaying thousands of dollars a year while the banks are being bailed out at your expense. Now the banks and others are trying to sell homeowner/s mortgage modification plans that have little benefit and often leave the homeowner worse off than they were before.

However, these practices have given rise to OPPORTUNITY. For political and practical reasons lenders are negotiating and you can benefit. You can turn the tables on the banks with a comprehensive quality mortgage audit. Federal and State laws require mortgage loans must comply with lending laws and regulations. In addition, unfair and deceptive acts and practices regulations put additional regulations on the lender. Often, these rules were violated. A comprehensive mortgage audit, (forensic audit), can uncover these wrong doings giving you both options and leverage to put pressure on your lender resulting in major concessions, saving you thousands of dollars a year. Note: This is not an expensive refinance scheme.